Nsano announces Insurance Benefits for Remittance Recipients

To mark International Day of Family Remittances, Nsano Limited through its Instant Credit Service, has announced an exciting package for all beneficiaries of remittances through Nsano’s partner MTOs.

The package, which was launched on 16th June 2021, rewards beneficiaries with a free Life & Hospital Insurance cover, valid for 30 days.

This gesture is part of the company’s commitment to increase financial inclusion and optimize value for all its existing and incoming remittance partners.

Nsano is by this announcement encouraging MTOs and migrants to increase remittances to Ghana.

Speaking on the launch, Mrs Linda Otoo, Country Manager for Nsano said, “Nsano is constantly developing propositions to improve financial inclusion. It is for this reason that this insurance package for our remittance beneficiaries has been launched.”

For further information, kindly email trade@nsano.com or call +233-302- 909018 or +233-559-689972.

Nsano Staff In Focus: Up-Close With Christian Glouin

Christian Glouin is Nsano’s Chief Technology Officer and proudly one of our longest-serving people. His knack to execute ‘crazy’ ideas make his doors one of the most knocked on at Nsano.

Over the years; Christian has been an integral cog in Nsano’s growth and success. He has experienced both the turbulent and smooth days and has sailed all oceans of our journey with us. In the first episode of Nsano’s Staff In Focus, we get up-close to know more about Christian.

Q: Are you a brush before shower person or a shower before brush person?  

Christian: Brush before shower of course.

Q: Do you have any special routines you do every morning?  

Christian: I listen to the news and anything that would make me learn something new.  

Q:Briefly describe your first day at Nsano?  

Christian:I had a conversation in my mind. Told myself, I would make the business 1 million USD in one year.  

Q: Comparing your first day to now. How is the feeling like?

Christian: More conversations in my head asking myself: what am I doing?  

Q: What has been the proudest moment in your career so far?  

Christian: Building Fusion  

Q: What advice would you give to your younger self?  

Christian:I would learn Accounting, Finance, and specialize in taxation  

Q: Let us talk Tech. Describe the most groundbreaking project you have worked on and why?  

Christian:Certainly, the creation of Fusion Bank client v2. We laid down the foundation for a fully decentralized system.  

Q: How does the typical weekend for you look like?  

Christian: Mostlyresearch/reading on Saturday morning. Relaxation in the afternoon. Church on Sunday morning. Then I read and plan for the week in the afternoon.  

Q: Let the cat out of the bag. Share your winning secret?  

Christian: Never stopped learning.  

Q: Closing words. Delete one of the following: Food, music, sports, movies.  

Christian:Movies

Join us monthly for more interesting spotlights on Nsano’s people. Follow us on all our social media handles for exciting updates.  

Tech For Good: How Move Secure is Curbing Mobile Money Fraud

In response to the growing menace of mistrust and scams within the online commerce space, a new Mobile Money escrow service called Move Secure has been launched to facilitate safe and secure transactions on Mobile Money.

The service operates by holding money in trust till both vendor and buyer confirm their satisfaction with a transaction. This is a much-needed solution to restore the declining levels of trust between online buyers and vendors resulting from increased cases of scam.

For buyers, Move Secure ensures that even though you have initiated payment for a service, you can get your money back seamlessly in the event of an attempted scam or if the wrong/inferior order is delivered. It also shows a commitment to your vendor to prioritize your order.

For vendors, the service shows a payment has been made before you make a delivery, eliminating the potential of wasting time or money to transport orders to customers who don’t show up.

Both parties can raise disputes within the Move App or via the USSD code (*718*8#) in an event where one party is dissatisfied with the exchange.

“We believe in using technology to solve everyday problems. With the increasing rate of mistrust in online payments and trade, we came up with this escrow service on Mobile Money to give both buyers and sellers comfort in the exchange process. To this end, we believe will also eliminate fraud and scams in online commerce for our Move Secure users.” Mrs. Linda Otoo, Country Manager for Nsano commented about the service.

To use Move Secure, simply dial *718# and choose option 2. Subsequently, you may also download the Move GH app on Appstore or Play Store.

Nsano Receives Payment Service Provider (Enhanced) License.

The Bank of Ghana has awarded the first ever Payment Service Provider (Enhanced) License to one of the nation’s foremost financial technology companies, Nsano Limited.

As part of efforts to foster soundness in the financial services sector, the Ghanaian Central Bank has tightened its controls of the country’s financial ecosystem; consolidating and formalizing its oversight of financial technology companies in order to promote innovation and growth, without jeopardizing the safety, security, and stability, of the financial services sector. The Payment Systems & Services Act 2019 (Act 987), provides the legal and regulatory framework for the orderly development of Ghana’s payment system and grants the Bank of Ghana the mandate to duly license and supervise financial technology companies operating within the country.

Nsano Limited, a diversified financial technology solutions provider which currently maintains its focus on building custom mobile financial service applications for banks and insurance companies, providing merchant payment solutions, offering remittance services, and playing the role of an aggregator in connecting various entities to the nation’s mobile money operators, is the first to have been granted the Bank of Ghana Payment Service Provider (Enhanced) License.

The license, among other things, supports the provision of services including electronic funds transfer, facilitation of interoperability of payment systems and services, payment system aggregation, provision of electronic platforms for payment or receipt of funds, and the provision of technological services to facilitate switching, routing, clearing and data management. Obtaining the license buttresses Nsano’s position as a progressive industry leader, and a formidable technology partner of financial institutions, merchants, digital solution providers, remittance companies and other fintechs aiming to be guided to obtain a PSP (Standard) License.

Following its establishment in Ghana some years ago, Nsano launched operations in other markets across Africa including Zambia, Uganda and Cote d’Ivoire, in a steady attempt of realizing its vision of processing 50% of Africa’s GDP by 2025.

The PSP license which follows closely after the company’s ISO 27001:2013 certification, the unveiling of its state-of-the-art Fraud Centre, and the award of the Remittance Grant Facility, is indicative of the company’s commitment and adherence to international best practices and world class standards in ensuring customer protection and satisfaction, inhibiting fraud, as well as contributing its quota to promoting digitization, financial inclusion, and inclusive sustainable economic development.

Whilst expressing excitement at the award of the license, Mr. Kofi Owusu-Nhyira, a director of the company, indicated that it was a privilege to serve the country, particularly in such times when the COVID-19 pandemic has revealed the true essence of digital financial services. He also took the chance to pledge the company’s commitment to playing its part in innovating and adapting in response to the country’s financial technology service needs during these unusual times, and to support the Bank of Ghana in leveraging digital channels to minimize risks and operational disruptions to both customers and providers of financial services.

Payment Ecosystem: How Account to Wallet Transactions Really Work

Today, most African’s have bank apps (either USSD/Android/Mobile Apps) that are used for financial transactions. These apps save time and reduce bank queues. Whether you are using a USSD or Mobile App, a number of invisible technological processes take place before your transactions are finally processed and your payments go through.

Most banks in Africa work with FinTech platforms to enable you perform transactions from your Bank Account to your mobile wallet. FinTechs like Nsano are the hidden players that sit in the middle of these transactions ensuring that payments are smoothly done.

If you have ever wondered how your funds move from your bank account to your mobile wallet, this infographic reveals the science behind it all!

An Infographic detailing how Account to Wallet transactions work

Interested in building a mobile banking solution via USSD or Mobile app? We are present in 8 African countries. Email us: sales@nsano.com

Nsano Receives USD 250,000 Remittance Grant Facility

Nsano Group was on Wednesday 19th June 2019, awarded a grant of $250,000 under the second phase of the Remittance Grant Facility (RGF) challenge.
The project is to support companies to develop affordable and accessible products and services that extend the scope of remittances to the rural areas as well as benefit Ghanaians in the diaspora.



The Remittance Grant Facility (RGF) was launched by the Governments of Ghana and Switzerland in May 2017. The $2.6 million fund financed by Switzerland through its State Secretariat for Economic Affairs, is to provide financial assistance to companies to develop innovative remittance products and services at a relatively low cost. The fund is also managed by KPMG International Development Advisory Services.


Mr. Sampson Akligoh, the Director of Financial Services at the Ministry of Finance, at a ceremony to present the cheques to the beneficiaries, said the objective of the facility was to reduce the cost of remittances and extend their reach to the rural poor as well as benefit Ghanaians in the diaspora.

He said the remittance market in the country faced challenges with a high cost of charges and accessibility. On 16th June 2019, the world marked the International Day of Family Remittances and noted that remittances had a direct impact on the lives of over 1 billion people all over the world. The remittance market in Ghana faces challenges of high cost of charges and accessibility.

To this end, Mr. Akligoh said the Remittance Grant Facility (RGF) provided grants to support the design and pilot testing of products and services that were affordable to target customers, encourage savings and investment.

He said the challenge would help address operational pitfalls associated with remittance flow channels into the country and to encourage innovative product and service development.
Mr. Daniel Lauchenauer, the Deputy Head of Cooperation, Embassy of Switzerland in Ghana, said the initiative was to ensure that companies got funding to pursue projects that would help mitigate and increase challenges in the remittances market.

He said the partnership was necessitated by the long economic and diplomatic relationship with Ghana, adding that the Facility, when utilized effectively, would spur economic development in the rural areas and contribute to the ‘Ghana Beyond Aid’ agenda.

Kofi Owusu-Nhyira, the Chief Executive Officer, Nsano Group, also commended stakeholders for selecting Nsano for the grant and pledged to continue to use the platform to address challenges in the remittances space and build the livelihoods of the poor.

Nsano Receives ISO 27001:2013 Certification; Unveils Fraud Center

Nsano Ltd, one of Africa’s pioneer FinTech companies, has unveiled its high-level fraud management center, as part of key initiatives to boost security as well as standardization of its Information Security Management (ISMS) processes which led to the award of the ISO 27001:2013 certificate.

Nsano is a financial technology firm operating in 8 African countries. The company specializes in electronic payments and liaises with telecom providers and payment processors to provide services to its clients and third parties.

Fraud levels in the e-payments industry have increased across different markets in Africa. Hence, Nsano’s security focus is a step to ensure robust operations in the various markets in which it operates.

Members of the Nsano Management team receiving the ISO 27001:2013 certificate

The Nsano Fraud Management center is a comprehensive security system integrated to platforms of financial institutions. The center consists of fraud experts and systems which are able to detect in real time, any fraudulent activities on the institution’s platform and prevent them from being processed. The center provides a 24-hour fraud monitoring service and assistance to all clients. It is the first of its kind operated by a FinTech firm on the Ghanaian market.

“We are committed to ensuring the security and privacy of our platforms and this commitment has led to the establishment of the Nsano Fraud Management Center and an audit of our processes to ensure it meets the standards of ISO 27001:2013. Our certification today is testament to our coordinated efforts in the area of security and we will roll out similar initiatives across other markets in Africa. Mrs. Linda Otoo, Chief Operations Officer of the company said.

Mrs Linda Otoo, Chief Operations Officer (COO) of Nsano

Mr. Kofi Owusu Nhyira, the company’s Group CEO also added that, “Nsano’s renewed focus on platform and information security is to give our clients the assurance that their transactions and data are secure so they can truly experience the value of seamless e-payments”. The ISO 27001:2013 was issued by PECB after an auditing process carried out by Innovare, an independent ISMS auditing firm.

The Fraud Management Center and the ISO 27001:2013 certificate are major steps in the company’s roadmap to tackle security in payments.

Nsano looks to expand its operations to other African countries, as it innovates to develop payment solutions that ensure financial inclusion for all.

Your Website Can Accept Payments with Manilla Web Checkout!

It is time to get your business online! And the great news is, it doesn’t have to be complicated. Online sales are growing in many African countries- Ghana, Nigeria, Zambia, Tanzania hence, ensuring that your business has online presence is one sure way to reach a variety of customers.

Online touch points include websites, eCommerce sites, blogs, or social media platforms. They enable customers to pay for your services online; providing ease and convenience to them. An online touch point also allows you to reach remote customers who may not be around your physical location.

Manilla is a web checkout platform that completes the last part of an online sale. Whether you have an e-commerce site, a WordPress page or a business website, Manilla web checkout can easily be integrated to enable customers pay for services on these platforms.

Manilla Web Checkout enables business owners to easily accept payments online on any website or e-commerce platform. The truly African solution allows both debit/credit card and mobile money payments.

Manilla WordPress Plug In

Manilla web checkout is available as a plug-in on woo commerce for all WordPress commerce sites. E-commerce shop owners and merchants in Ghana, Cote D’Ivoire, Zambia, Rwanda can integrate Manilla to their WordPress sites.

How To Set- Up Manilla Web Checkout

Manilla Checkout APIs are readily available and the team at the Nsano Integrations Center assists with all integrations. This is done seamlessly and over very short time.

Ready to rake in some cash on online sales? Send an e-mail to sales@nsano.com to get started!

Nsano- 6 years Of Changing The African Payments Landscape

On 28th March 2013, an idea birthed a company.  In a time where FinTech was an alien term to most of the populace, the need to ensure easy and convenient payments  laid the foundation for what was to become Nsano. Today, one of the leading FinTech companies in Africa.

Although it is often said  that  few start-ups survive their 3rd Anniversary, Nsano  has grown over the years through a great sense of dedication and passion to provide solutions to  peculiar payment challenges on the African Continent.  Now 6 years old  and operating in 11 African countries with regional offices in  four (4) countries the company has certainly come a long way. Nsano’s clientele include  a wide range of top financial brands in Africa and it continues to forge great partnerships with all players in the payments ecosystem.

                                                                                                                                                                                            This year’s anniversary celebration  was launched at the company’s headquarters in Accra-Ghana.  At the launch,  Mr Kofi Owusu Nhyira, CEO of the company, thanked the board, management and staff of the company for their commitment, hard work and zeal which had earned the company accolades and built a favorable brand reputation as one that delivers great solutions and efficient customer service

As part of the celebration, representatives of the company embarked on visits to some key clients, thanking them for business and the support given to Nsano over the years. Staff of the company also participated in a staff retreat, a health screening exercise and a thanksgiving ceremony at the International Central Gospel Church( ICGC-Haatso).

It’s been an amazing 6 years of continued growth and sustained partnerships and the company looks forward to expanding its reach while working towards achieving  its vision of processing 50% of Africa’s GDP by 2020.

Business Messaging: The SMS Way!

If you own a business, run a non-profit organization, religious organization, student campaign or school, then you probably understand that communicating with a wide audience is no mean feat and requires tools and attention to ensure that it is done right.

What is SMS?

One proven means of communicating with either single or large audiences is SMS; fully known as (Short Messaging Service). Today, SMS is one of the most widely-used data applications in the world, with 81% of mobile phone subscribers using it. The service has become more than just a way to text friends but is also used by institutions to send updates and alerts to clients.

How do we come in?

Nsano Bulk SMS works with a PC to phone model. With an Nsano Bulk SMS account, you can create a personalised sender ID or campaign name that helps recipients identify you easily. Whether you have a list of hundreds or thousands of people, there is no hassle. All that you need to do is to upload a single file with the phone numbers of recipients, craft your desired message and voila! Your messages are sent at the touch of a button!

Dashboard view of a Bulk SMS account

While there a are a variety of Bulk SMS solutions on the market, Nsano Bulk SMS offers the most competitive rates and comes with an easy to use portal and insightful data analytics. Although our Bulk SMS platform remains easy to use, we back our service with award-winning customer support that ensures that help is always available whenever you need it.

Getting Started

Our service allows you to send important messages to groups of people and is quite easy to set up. Our team will be happy to answer any questions on the service. We are just a call away.

Call us on 0362 193 731 or send an email to sales@nsano.com

Learn more here!